Our team of IRA experts is excited to assist you as you explore our extensive array of products that qualify for IRAs. BOLD encourages you to interact with your IRA custodian or financial advisor about each aspect of your investment plan.
What is a Gold IRA ?
A gold IRA is an Individual Retirement Account allowing investors to own precious metals like gold and silver as part of their retirement investment. It's separate from a regular retirement account, though contribution and distribution rules stay consistent. Investors can create gold IRAs with specific custodians or brokers using pre- or post-tax funds.The IRS permits self-directed IRAs for purchasing approved forms of physical gold, silver, platinum, or palladium. These accounts have higher fees due to buying and storing actual metals. Individuals who possess gold IRAs have the opportunity to retain tangible metals like bullion or coins alongside securities associated with precious metals, all within their investment portfolio. Annual contributions are IRS-limited.
How To Get Started in 7 Easy Steps?
1
Initiate Self-Directed IRA SetupBegin the setup process by opening a self-directed IRA account.
Whether you're setting up a new account or utilizing an existing IRA, we can facilitate the setup.
Visit our recommended list of trusted depositories here.
2
Fund Your AccountOnce your self-directed IRA is established, make a transfer to fund your account.
If you're transitioning from an existing IRA or a prior employer's 401(k), we're here to guide you through every transfer step.
3
Select & Order Precious MetalsThe entity where you fund your IRA account will inform you of the available funds to purchase precious metals.
This information lets you browse BOLD's website to determine IRA-eligible products quickly.
Once decided, provide the chosen depository's details (where the items will be shipped) along with the Account Holder's Name and Account # so that the depository can properly reference the order.
IRA-Eligible Products
Bullion products must meet IRS-defined purity standards to be eligible for a Precious Metals IRA. Gold requires a minimum fineness of .995 (except American Gold Eagle), Silver .999, and Platinum/Palladium .9995. Approved choices encompass American Gold Buffalo & Silver Eagle coins, Australian Platinum Kookaburra coins, Palladium bar Credit Suisse, and established bullion bars/rounds.
IRA-Eligible Gold
IRA-eligible gold meets IRS criteria for self-directed IRAs, with a minimum fineness of .995. They must be manufactured by an official national government mint or an accredited and globally acknowledged refiner.
What is the difference between investing in a Precious Metals IRA and owning a Precious Metal? What precious metals products are NOT approved for IRAs? Can I rollover or transfer an existing IRA to a self-directed precious metals IRA? Am I allowed to have more than one IRA? How long after you ship my metals will they be in my account? Are my metals insured at the depository? Are there any IRA contribution limits? If I invest with an IRA, do I still receive the physical precious metals? Will I ever be able to take physical delivery of my metal? What are typical custodian and storage fees? Do you have a minimum IRA purchase? Do I have to pay the shipping on my IRA purchase?
